Trusted Colorado Lender

Your Path to Homeownership Starts with a Pre-Approval That Actually Works

We specialize in crafting mortgage strategies tailored to your unique financial situation — from first-time buyer programs to complex refinancing solutions across the Front Range.

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15+ Years Experience

500+ Families Served

98% Client Satisfaction

What We Offer

Comprehensive Mortgage Solutions

From your first consultation to closing day, we provide the expertise and personalized attention you deserve.

First-Time Buyer Programs

Navigate the homebuying process with confidence. We guide you through FHA, VA, USDA, and conventional loan options to find the perfect fit.

Refinancing Solutions

Lower your rate, shorten your term, or tap into home equity. We analyze your situation to determine if refinancing makes financial sense.

Investment Properties

Expand your real estate portfolio with specialized loan products designed for multi-family units, rental properties, and fix-and-flip projects.

Jumbo & Conforming Loans

Whether you need conforming loan limits or jumbo financing for luxury properties, we offer competitive rates and flexible terms.

Credit Recovery Assistance

Building or rebuilding credit? We work with you to develop a strategic plan that positions you for loan approval and better rates.

Government Loan Specialists

Expert guidance on VA, FHA, USDA, and other government-backed programs that offer favorable terms for qualified borrowers.

About Us

A Golden Foundation for Your Financial Future

Located in the heart of Golden, Colorado, Advanced Mortgage Solutions has been serving the Front Range community with integrity and expertise. We understand that purchasing or refinancing a home is one of the most significant financial decisions you'll make.

Our approach is straightforward: we take the time to understand your unique situation, explain your options clearly, and craft a mortgage strategy that aligns with your goals. No pressure tactics, no hidden fees — just honest guidance from experienced professionals.

Locally owned and operated

Transparent fee structure

Fast pre-approval process

Dedicated loan officer support

How It Works

Your Journey to Closing

A streamlined process designed to get you from application to keys in your hand.

Initial Consultation

We discuss your goals, review your financial picture, and determine which loan programs best suit your needs.

Pre-Approval

Submit your documents and receive a clear pre-approval letter that strengthens your offer and clarifies your budget.

Application & Processing

Complete your formal application while we handle the paperwork, ordering appraisals, and coordinating with your real estate team.

Closing Day

Review your closing disclosure, sign the final documents, and receive the keys to your new home.

Client Stories

What Our Clients Say

Real feedback from homeowners we've had the privilege to serve.

"The team made what I thought would be a stressful process incredibly smooth. They explained every step and found me a rate I couldn't believe. Highly recommend!"

Michael T. Golden, CO

"As a first-time buyer, I had a million questions. They were patient, thorough, and never made me feel like a burden. Got pre-approved within a week!"

Sarah K. Denver, CO

"We refinanced our home and saved over $300 a month. The process was transparent from start to finish, and we felt confident every step of the way."

David & Linda R. Broomfield, CO

Get In Touch

Let's Start a Conversation

Have questions about your mortgage options? We're here to help. Reach out through any of the channels below, or fill out the form and we'll get back to you within one business day.

Address 700 12th St, Golden 80401

Phone (303) 216-0800

Email greg.martinez@amscolorado.org

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